Market news, retirement advice & planning tips.

Risk Management

Why Purchase Life Insurance?

We’ve all heard about the importance of having life insurance, but is it really necessary? Usually, the answer is “yes,” but it depends on your specific situation. If you have…
Ken
February 12, 2014
Risk Management

Split-Dollar Life Insurance

Life insurance can be an important part of a business owner’s financial strategy. It can also be a great benefit to offer to key employees. However, sometimes the cost can…
Ken
February 12, 2014
Risk Management

Last-Survivor Life Insurance

Last-survivor life insurance has been a popular estate conservation tool for couples who want to help ­protect their legacy from estate taxes. Because this type of policy pays a benefit…
Ken
February 12, 2014
Risk Management

What Is Term Life Insurance?

Term life insurance is “pure” insurance. It offers protection only for a specific period of time. If you die within the time period defined in the policy, the insurance company…
Ken
February 12, 2014
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