Market news, retirement advice & planning tips.

Risk Management

What Is Term Life Insurance?

Term life insurance is “pure” insurance. It offers protection only for a specific period of time. If you die within the time period defined in the policy, the insurance company…
Ken
February 12, 2014
Risk Management

What Is Whole Life Insurance?

Most people are familiar with whole life insurance. For many years, whole life policies were the predominant type of life insurance sold in America. When you purchase a whole life…
Ken
February 12, 2014
Risk Management

What Is Variable Life Insurance?

The insurance industry has introduced different types of insurance to meet consumers’ needs. For example, universal life insurance was created to provide a solution for many of the perceived shortcomings…
Ken
February 12, 2014
Risk Management

Auto Insurance

Four main types of auto insurance are available: liability, uninsured or underinsured motorist, collision and comprehensive, and personal injury. Most states require drivers to carry certain types of insurance. Liability…
Ken
February 12, 2014
Risk Management

Making an Insurance Claim

When it is time to make an insurance claim, the more prepared you are, the more smoothly it will go. Be familiar not only with your policies but also with…
Ken
February 12, 2014
Risk Management

Maximizing Your Insurance Benefits

Understanding the threat of estate taxes on your life insurance proceeds is the first step in protecting these funds from unnecessary taxation. The next steps are determining the appropriate ownership…
Ken
February 12, 2014
Risk Management

How Can You Insure Your Future?

Long ago, people realized that there is strength in numbers. For hundreds of years, we have been joining forces against all kinds of calamities — including financial troubles. The concept…
Ken
February 12, 2014
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