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June 28, 2013

Investing Without Borders

Gross domestic product (GDP) grew by a relatively stagnant 1.8% in 2011, ranking the United States 157th among the world’s countries. At the top of the list was Mongolia, with…
Newsletters
June 28, 2013

Disability Income Insurance

One might assume that most serious disabilities result from a sudden, unlucky accident. Surprisingly, 90% of all disability claims are for common health conditions such as cancer and back problems.¹…
Newsletters
June 28, 2013

Sandy Delivered Hard Knocks

Superstorm Sandy wreaked havoc along the East Coast in 2012, leaving behind an estimated $50 billion to $60 billion in insured and uninsured economic losses. It’s likely that more than…
Newsletters
May 28, 2013

Fraud Never Sleeps

The Federal Trade Commission received over 1.8 million consumer complaints in 2011 (see graph). More than half of these were for various types of fraud. Despite improved consumer education and…
Newsletters
May 28, 2013

Moving On and Rolling Over

Despite the uncertainties of the job market, today’s workers stay in a job for an average of only 4.4 years. Job-hopping is even more prevalent among younger workers: about nine…
Newsletters
May 28, 2013

Sector Investing

Individual sectors of the U.S. economy often behave differently at various points in the business cycle. Therefore, changes in the direction or speed of economic growth can spur shifts in…