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One decision that almost every business should revisit from time to time is whether its current organizational structure is meeting its needs. The difference between personal and business tax rates…

Many people file for Social Security as soon as they stop working and/or become eligible for benefits. Full retirement age is 66 for most baby boomers and 67 for those…

Debit cards and credit cards may look the same in your hand, but they are subject to different rules and tend to offer different benefits and liability protections for consumers.…

In a survey of workers who participate in an employer-sponsored retirement plan, 71% said they wanted their employers to increase their savings rate automatically by 1% each year.1 Some plans…

As demand for exchange-traded funds (ETFs) has grown, investors poured a net $185 billion into newly issued shares in 2012.1 The pace continued into 2013, with more than $80 billion…

A recent academic study confirmed that willingness to take investment risk is affected not only by an investor’s age but by the current economic climate.1 The more conservative risk tolerance…

Within certain guidelines, employers are generally allowed to auto-enroll workers in employer-sponsored retirement plans and divert a set percentage of compensation into workers’ accounts unless they specifically opt out or…

Many dog lovers think of their pets as family and may overlook their natural instincts, but just about any dog has the potential to bite, especially when fearful. More than…