As demand for exchange-traded funds (ETFs) has grown, investors poured a net $185 billion into newly issued shares in 2012.1 The pace continued into 2013, with more than $80 billion…
A recent academic study confirmed that willingness to take investment risk is affected not only by an investor’s age but by the current economic climate.1 The more conservative risk tolerance…
Within certain guidelines, employers are generally allowed to auto-enroll workers in employer-sponsored retirement plans and divert a set percentage of compensation into workers’ accounts unless they specifically opt out or…
Many dog lovers think of their pets as family and may overlook their natural instincts, but just about any dog has the potential to bite, especially when fearful. More than…
Late in the night on October 16, Congress ended a 16-day government shutdown and prevented a potential default of federal financial obligations by passing the Continuing Appropriations Act, 2014. President…
According to a recent Wall Street Journal poll, 76% of uninsured Americans don’t understand the Affordable Care Act or how it will affect them.1 Nearly 48 million uninsured Americans may…
Second thoughts are part of life, which may explain why some investors change their minds about the types of accounts they use for retirement savings. This could be the case…
According to a 2013 survey, almost 90% of middle-income Americans do not feel prepared to handle the financial cost of a critical illness. Most respondents said they would have to…
The stock market has been on a wild ride since October 2007, when the Dow Jones Industrial Average and the S&P 500 index both hit record highs, only to lose…
Many people purchase term life insurance to help protect their families when their children are young and dependent on them for support. By definition, term policies have ending dates, and…