July 28, 2013
Investors as Corporate Citizens
In June 2012, CEOs of companies from around the globe met in Rio de Janeiro, Brazil, and developed more than 150 voluntary commitments to “sustainability” in areas such as energy…
July 28, 2013
Keeping Talent On Board
Despite the high national unemployment rate, a hiring survey reveals that there are often shortages of qualified candidates to fill positions in certain fields. Engineers, IT experts, and executives (or…
July 28, 2013
America’s Pension Problems
Many Americans are familiar with Social Security’s projected shortfall and the public debate on how to fix the program’s finances. Going forward, fewer workers will support a larger number of…
July 28, 2013
Target-Date Funds Keep Retirement in Sight
At the end of 2011, more than half of all recently hired 401(k) participants owned target-date mutual funds. When a worker is auto-enrolled, a target-date fund is often the default…
June 28, 2013
HOT TOPIC: Putting Market Records in Perspective
On March 5, 2013, the Dow Jones Industrial Average closed at a record high of 14,253.77.¹ It took almost a month for the broader-based S&P 500 to follow suit, but…
June 28, 2013
Investing Without Borders
Gross domestic product (GDP) grew by a relatively stagnant 1.8% in 2011, ranking the United States 157th among the world’s countries. At the top of the list was Mongolia, with…
June 28, 2013
Save as Much as You Want — Tax Deferred
Thirty-eight percent of Americans lack confidence that they will have enough income and assets for a comfortable retirement.¹ This may not be surprising for those in lower income tax brackets,…
June 28, 2013
Disability Income Insurance
One might assume that most serious disabilities result from a sudden, unlucky accident. Surprisingly, 90% of all disability claims are for common health conditions such as cancer and back problems.¹…